Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.
 
USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Elm Street Mortgage's web sites and systems is strictly prohibited. Your eligibility for particular products and services is subject to determination by Elm Street Mortgage.

LINKS
This site may contain links to web sites controlled or offered by third parties.  Elm Street Mortgage hereby disclaims liability for any information, materials, products, or services posted or offered at any of the third party sites linked to this web site.  By creating a link to a third party web site, Elm Street Mortgage does not endorse or recommend any products or services offered or information contained at that web site, nor is Elm Street Mortgage liable for any failure of products or services offered or advertised at those sites.  Such third parties may have Privacy Policies different from that of Elm Street Mortgage and the third party website may provide less security than the Elm Street Mortgage site.

NO WARRANTY
The information and materials contained in this site, including text, graphics, links, or other items are provided “as is” and “as available".  Elm Street Mortgage does not warrant the accuracy, adequacy, or completeness of this information and materials expressly disclaims liability for errors or omissions in this information and materials.  No warranty of any kind, implied, expressed, or statutory including but not limited to the warranties or non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.

LIMITATION OF LIABILITY
In no event will Elm Street Mortgage be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses, or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Elm Street Mortgage, or representatives thereof, are advised of the possibility of such damages, losses, or expenses.

SUBMISSIONS
All information submitted to Elm Street Mortgage via this site shall be deemed and remain the property of Elm Street Mortgage and shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Elm Street Mortgage through this site. Elm Street Mortgage shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Elm Street Mortgage entity having the direct customer relationship or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Elm Street Mortgage's responsibilities and obligations to customers in accordance with the Elm Street Mortgage Privacy Policy for Consumers.

AVAILABILITY
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

ADDITIONAL TERMS
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

GOVERNING LAW
Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the state.